Build-Operate-and-Transfer Program

CARD MBA implemented the BOAT Program to promote mutuality and the benefits of microinsurance program for the marginalized sector in the country through MBAs.

The BOAT Program is a package of technology that includes setting-up a community-based microinsurance program. It is designed for interested organized groups (OGs) that have the burning desire to provide microinsurance protection to their member-clients but do not have the financial and technical capacity to institutionalize a microinsurance scheme in their organization.

Value propositions of the BOAT Program

  1. Members of the BOAT partner will be members of CARD MBA enjoying the same insurance benefits as regular CARD members.
  2. During the three-year engagement period, there will be technical assistance and transfer of technology in the management of a mutual benefit association.
  3. After three (3) years, should the BOAT Partner decide to put up its own MBA, all those entitled for the refund of contribution will be turned over to the BOAT partner’s own MBA together with their refund of contribution to become their seed capital.
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