Board of Trustees

Officers:

 

Ms. Flordeliza C. Cristobal

President

 

39, Filipino, is a member of the Board of Trustees since September 9, 2018, and elected as BOT President on September 5, 2019. She is also a member of the Product Development and Innovation Committee, Treasury Committee, Related Party Transaction Committee and Remuneration Committee. She is a Basic Computer graduate and currently resides in Dasmariñas, Cavite. She is into the RTW business. Ms. Cristobal holds no directorship or any position in any listed company.

 

 

Mrs. Ligaya P. Ramos

Vice-President

 

64, Filipino, is a member of the Board of Trustees since September 9, 2018 and elected as Vice President on September 5, 2019. She is also a member of Product Development and Innovation Committee. She is a BS Commerce Major in Accounting graduate and currently resides in Danao City, Cebu. She is into carinderia business. Ms. Ramos holds no directorship or any position in any listed company.

 

Mrs. Cristita S. Salao

Secretary

 

49, Filipino, is a member of the Board of Trustees since September 5, 2019, and elected as the Corporate Secretary on the same day. She is also a member of the Audit Committee She is a Medical Technology graduate and currently resides in Dasmariñas, Cavite. She is into a variety store business. Ms. Salao holds no directorship or any position in any listed company.

 

Mrs. Remedios V. Gabriel

Treasurer

 

60, Filipino, is a member of the Board of Trustees since September 5, 2019, and elected as BOT Treasurer on the same day. She is a member of the Treasury Committee and Related Party Transaction Committee. She is a High School Graduate and currently resides in Balete Batangas. She is into a food vending business. Ms. Gabriel holds no directorship or any position in any listed company.

 

Mrs. Marabella D. Celoso

Trustee / Member

 

35, Filipino, is a member of the Board of Trustees since September 9, 2018. She is a BS Commerce Major in Banking and Finance graduate and currently resides in Milagros, Masbate. She is into the crab marketing business. Ms. Celoso holds no directorship or any position in any listed company.

 

Mrs. Roselyn V. Bayron

Trustee / Member

 

51, Filipino, is a member of the Board of Trustees since September 9, 2018. She is a Food Service Management undergraduate and currently resides in Alabel, Sarangani. She is into tailoring business. Ms. Bayron holds no directorship or any position in any listed company.

 

Mrs. Audrey R. Cabebe

Trustee / Member

 

40, Filipino, is a member of the Board of Trustees since September 9, 2018. She is a Beauty Care NCII Graduate and currently resides in Batac, Ilocos Norte. She is into piggery and farming business. Ms. Cabebe holds no directorship or any position in any listed company.

 

Mrs. Perla L. Munar

Trustee / Member

 

47, Filipino, is a member of the Board of Trustees since September 5, 2019. She is a member of the Audit Committee. She is a BS Biology Undergraduate and currently resides in Floridablanca, Pampanga. She is into buy and sell business. Ms. Munar holds no directorship or any position in any listed company.

 

Mrs. Teresita G. Villanueva

Trustee / Member

 

54, Filipino, is a member of the Board of Trustees since September 5, 2019. She is High School Graduate and currently resides in Baco, Oriental Mindoro. She is into buy and sell business. Ms. Villanueva holds no directorship or any position in any listed company.

 

Mrs. Dorfe A. Pagunsan

Trustee / Member

 

61, Filipino, is a member of the Board of Trustees since September 9, 2018. She is a BS Biology graduate and currently resides in Governor Generoso, Davao Oriental. She is into the Agri-farming business. Ms. Pagunsan holds no directorship or any position in any listed company.

 

Mrs. Nora T. Porley

Trustee / Member

 

47, Filipino, is a member of the Board of Trustees since September 5, 2019. She is Midwifery Undergraduate and currently resides in Torrijos, Marinduque. She is into buy and sell business. Ms. Porley holds no directorship or any position in any listed company.

 

Mrs. Elizabeth T. Francisco

Trustee / Member

 

51, Filipino, is a member of the Board of Trustees since September 5, 2019. She is High School Graduate and currently resides in Villaverde, Nueva Vizcaya. She is into direct selling business. Ms. Francisco holds no directorship or any position in any listed company.

 

Mrs. Vida T. Chiong

Independent Trustee

 

67 years old; has been an Independent Trustee of CARD-Mutual Benefit Association, Inc’s Board of Trustees since September 5, 2019. She is the Ex-Deputy Commissioner of the Insurance Commission from 1999 to 2016. Also a faculty member in the Mathematics Department of FEATI University from 1971 to 2000.

 

Mrs. Arlette A. Umali

Independent Trustee

 

68, Filipino, has been an Independent Trustee of CARD-Mutual Benefit Association, Inc’s Board of Trustees since November 1, 2010. She has a degree in B. A. in Public Administration (1971), and Master’s degree in Public Administration (1977), Development Banking (1982) and in Business Administration (2002). She currently resides in Marikina City.

 

Atty. Jomer H. Aquino

Independent Trustee

 

47, Filipino, has been an Independent Trustee of CARD-Mutual Benefit Association, Inc.’s Board of Trustees since September 9, 2012. He is a graduate of AB Philosophy (1989) and attained his degree in Laws in 1997. He currently resides in Pasig City and is a Managing Partner of Burkley and Aquino Law Office.

BOT Members
For White Background

Standing (from left to right):
Audrey Cabebe, Marabella Celoso, Flordeliza Cristobal, Fidela Gabatin, Dorfe Pagunsan, Ligaya Ramos, Girlie Lopez, Roselyn Bayron

Sitting (from left to right):
Rosalie Barandino, Minerva Arcullo, Arlette Umali, Violeta Aquino, Hean Rosales, Analie Marasigan, Atty. Jomer Aquino