Board of Trustees

Officers:

 

Ms. Flordeliza C. Cristobal

President

 

48, Filipino, is a member of the Board of Trustees since September 9, 2017 and was elected as the President of CARD MBA, Inc. She is also a member of the CARD MBA Risk Oversight Committee, Remuneration Committee, Treasury Committee, and Product Development and Innovation Committee. She is a BS Education undergraduate and currently resides in Los Banos, Laguna. She has a sari-sari store business. Ms. Aquino holds no directorship or any position in any listed company.

 

 

Mrs. Ligaya P. Ramos

Vice-President

 

48, Filipino, is a member of the Board of Trustees since September 9, 2017. She is a high school graduate and currently resides in Tagaytay City, Cavite. She is into pineapple farming business. Ms. Arcullo holds no directorship or any position in any listed company.

 

Mrs. Cristita S. Salao

Secretary

 

38, Filipino is a member of the Board of Trustees since September 9, 2017 and was elected as the Secretary of CARD MBA, Inc. She is also a member of the Audit Committee. She is a high school graduate and currently resides in Nagcarlan, Laguna. She has a sari-sari Store and peanut butter selling business. Ms. Marasigan holds no directorship or any position in any listed company.

 

Mrs. Remedios V. Gabriel

Treasurer

 

51, Filipino, is a member of the Board of Trustees since September 9, 2017 and was elected as the Treasurer of CARD MBA, Inc. She is also a member of the Treasury Committee. She is a BS Commerce Major in Accounting graduate and currently resides in Malabon City, Metro Manila. She has a bakery and grocery Business. Ms. Rosales holds no directorship or any position in any listed company.

 

Mrs. Marabella D. Celoso

Trustee / Member

 

44, Filipino, is a member of the Board of Trustees since September 9, 2017. She is a Midwifery Graduate and currently resides in Lucena City, Quezon. She is into buy-and-sell and flower shop business. Ms. Barandino holds no directorship or any position in any listed company.

 

Mrs. Roselyn V. Bayron

Trustee / Member

 

63, Filipino, is a member of the Board of Trustees since September 9, 2017. She is a BS Business Administration graduate and currently resides in Candon City, Ilocos Sur. She has a sari-sari store business. Ms. Gabatin holds no directorship or any position in any listed company.

 

Mrs. Audrey R. Cabebe

Trustee / Member

 

38 years old; a resident of Batac, Ilocos Norte; a Beauty Care NCII Graduate; 11.38 years member of CARD; 100% repayment and attendance rate; serves 2.48 years as MBA Coordinator; Piggery and Farming business

 

Mrs. Perla L. Munar

Trustee / Member

 

43 years old; a resident of Baguio City, Metro Manila; an Electronic Technician graduate; 5.95 years member of CARD; 100% repayment and attendance rate; serves 2.94 years as MBA Coordinator; Buy and Sell business.

 

Mrs. Teresita G. Villanueva

Trustee / Member

 

37 years old; a resident of Dasmarinas, Cavite; a Basic Computer graduate; 9.40 years member of CARD; 100% repayment and attendance rate; serves 2.39 years as MBA Coordinator; RTW business.

 

Mrs. Dorfe A. Pagunsan

Trustee / Member

 

33 years old; a resident of Milagros, Masbate; a BS Commerce Major in Banking and Finance graduate; 12.30 years member of CARD; 100% repayment and attendance rate; serves 1.45 years months as MBA Coordinator; Crab Marketing business

 

Mrs. Nora T. Porley

Trustee / Member

 

62 years old; a resident of Danao City, Cebu; a BS Commerce Major in Accounting graduate; 7.60 years member of CARD; 100% repayment and attendance rate; serves 1.52 years as MBA Coordinator; Carinderia business.

 

Mrs. Elizabeth T. Francisco

Trustee / Member

 

49 years old; a resident of Alabel, Sarangani; a Food Service Management undergraduate; 11.15 years member of CARD; 100% repayment and attendance rate; serves 2.89 years as MBA Coordinator; Tailoring business.

 

Mrs. Vida Chiong

Independent Trustee

 

59 years old; a resident of Governor Generoso, Davao Oriental; a BS Biology graduate; 10.64 years member of CARD; 100% repayment and attendance rate; serves 2.22 years as MBA Coordinator; Agri Farming business

 

Mrs. Arlette A. Umali

Independent Trustee

 

67, Filipino, has been an Independent Trustee of CARD-Mutual Benefit Association, Inc’s Board of Trustees since November 1, 2010. She has a degree in B. A. in Public Administration (1971), and Master’s degree in Public Administration (1977), Development Banking (1982) and in Business Administration (2002). She currently resides in Marikina City.

 

Atty. Jomer H. Aquino

Independent Trustee

 

46, Filipino, has been an Independent Trustee of CARD-Mutual Benefit Association, Inc.’s Board of Trustees since September 9, 2012. He is a graduate of AB Philosophy (1989) and attained his degree in Laws in 1997. He currently resides in Pasig City and is a Managing Partner of Burkley and Aquino Law Office.

BOT Members
For White Background

Standing (from left to right):
Audrey Cabebe, Marabella Celoso, Flordeliza Cristobal, Fidela Gabatin, Dorfe Pagunsan, Ligaya Ramos, Girlie Lopez, Roselyn Bayron

Sitting (from left to right):
Rosalie Barandino, Minerva Arcullo, Arlette Umali, Violeta Aquino, Hean Rosales, Analie Marasigan, Atty. Jomer Aquino